Ayushman Card Beneficiary List 2024

Ayushman Card Beneficiary List 2024: A Guide to Checking Your Eligibility and Accessing Healthcare Benefits. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), also known as the Ayushman Card scheme, is a government-backed health insurance program in India. Launched in 2018, it aims to provide free and cashless healthcare services to nearly 50 crore (500 million) low-income families across the country. This translates to a significant portion of the Indian population gaining access to essential medical care.

This article serves as a comprehensive guide for individuals seeking information about the Ayushman Card Beneficiary List 2024. It will cover the following aspects:

• Understanding the Ayushman Card Scheme
• Benefits Offered by Ayushman Bharat
• Eligibility Criteria for Enrolling in the Scheme
• How to Check the Ayushman Card Beneficiary List
• Downloading and Using the Ayushman Card
• What to Do If Your Name Isn’t on the List

Understanding the Ayushman Card Scheme

The Ayushman Card scheme is a flagship initiative by the Government of India to bridge the gap in healthcare access for economically disadvantaged sections of society. It empowers these families to seek medical treatment at empaneled hospitals without worrying about upfront costs. The program offers coverage for hospitalization expenses up to Rs. 5 lakh (US$6,300 approx.) per family per year. This includes expenses related to:

• Medical and Surgical Care: Inpatient services, including surgery, anesthesia, and ICU stay.
• Pre and Post-Hospitalization Care: Costs associated with diagnostics, medicines, and doctor consultations before and after hospitalization.

The scheme significantly reduces the financial burden on families facing medical emergencies. It promotes early diagnosis and treatment, leading to better health outcomes.

Benefits Offered by Ayushman Bharat

Enrolling in the Ayushman Bharat scheme offers a range of benefits to eligible families. Here’s a breakdown of the key advantages:

• Free and Cashless Treatment: Beneficiaries can avail of medical care at empaneled hospitals without paying any upfront costs. The scheme settles the bills directly with the hospitals.
• Coverage for a Wide Range of Treatments: The scheme covers a vast array of medical treatments, including surgeries, maternity care, and critical illnesses.
• Improved Healthcare Access: Ayushman Bharat empowers families to seek timely medical attention without being restricted by financial constraints.
• Portability: The Ayushman Card is valid across India. Beneficiaries can access treatment at any empaneled hospital in the country, regardless of their place of residence.
• Reduced Out-of-Pocket Expenses: The scheme significantly reduces the financial burden associated with hospitalization, allowing families to focus on their loved one’s recovery.

Eligibility Criteria for Enrolling in the Scheme

The Ayushman Card scheme targets low-income families identified through the Socio-Economic Caste Census (SECC) data. Here’s a general overview of the eligibility criteria:

• Income Level: Families belonging to the Below Poverty Line (BPL) category or those with an annual income below Rs. 2.4 lakh (US$3,000 approx.) are typically eligible.
• Occupation: Individuals engaged in informal occupations like farming, carpentry, or street vending are often included.
• Social Category: SC/ST communities and other disadvantaged groups are generally covered under the scheme.
• Residence: There’s no permanent residence requirement for enrollment.

It’s important to note that the specific eligibility criteria may vary slightly across states. You can find more detailed information on the official Ayushman Bharat website or by contacting your local government health department.

How to Check the Ayushman Card Beneficiary List

There are two primary methods to check if your name is included in the Ayushman Card Beneficiary List 2024:

1. By ID or Location:

• Visit the official Ayushman beneficiary website: https://beneficiary.nha.gov.in/
• On the homepage, you’ll find two search options: “Search by Beneficiary Reference Number (PMJAY ID)” and “Search by Address/Ration Card Number/Mobile Number.”
• Choose the search method that best suits you. If you have your PMJAY ID, enter it in the designated field. Alternatively, you can provide your address, ration card number, or mobile number linked to your Aadhaar card.
• Click on the “Search” button.
• The website will display the search results, indicating whether your name is present on the Ayushman Card Beneficiary List.

2. Using the Ayushman Bharat App:

• Download the Ayushman Bharat app from the Google Play Store or Apple App Store.
• Launch the app and register using your mobile number.
• Once registered, you can search for your name in the beneficiary list using