Atal Pension Yojana (APY) 2025 Registration Benefits Eligibility How to Apply

Atal Pension Yojana (APY) 2025 Registration Benefits Eligibility How to Apply: Atal Pension Yojana (APY) Launched By The Government Of India Is An Important Retirement Pension Scheme For Common Citizens. If You Want To Make Your Old Age Financially Secure And Fearless, Then This Scheme Is The Best Option For You. In 2025, The Government Has Made Some Amendments And Updates To This Scheme, Which Has Made It More Beneficial For Common Citizens. This Scheme Is Especially Useful For Workers Working In The Informal Sector. In This Article, We Will Give Complete Information About Atal Pension Yojana 2025, Including Its Features, Benefits, Eligibility Criteria, Registration Process And Other Important Details. If You Want To Get Pension Through This Scheme, Then Read Till The End And Get Complete Information.

Atal Pension Scheme (APY) Objectives, Eligibility & Benefits, Atal Pension Scheme (APY) Was Launched By The Narendra Modi Government In 2015. The Pension Scheme Is Mainly Focused On The Unorganized Sector And Investors Can Get Good Money By Investing A Small Amount. One Has To Start Investing In A Pension Scheme Between The Ages Of 18 And 40 To Get At Least A Monthly Return. After That, He Will Receive Monthly Pension From Rs 1000 To Rs 5,000 Per Month.

Overview: Atal Pension Yojana (APY) 2025 

1. Scheme Name: Atal Pension Yojana (APY)
2. Started On: 9 May 2015
3. Launched By: Government Of India
4. Managed By: Pension Fund Regulatory And Development Authority (Pfrda)
5. Objective To Provide: Retirement Pension To Unorganised Sector Workers
6. Age Limit: 18 To 40 Years
7. Pension Amount: Rs. 1,000 To 5,000 Per Month
8. Contribution Period: Up To The Age Of 60 Years
9. Government Contribution: 50% Or Rs. 1,000 (Whichever Is Less) (For Eligible Persons)
10. Tax Benefit: The Amount Deposited Under 80CCD(1)
11. Official Website: 

Eligibility Criteria:

1. To Avail This Pension Scheme, One Must Be An Indian Citizen.
2. The Age Of The Beneficiary Should Be Between 18 Years And 40 Years.
3. The Beneficiary Applying Should Have A Savings Account With A Bank Or Post Office. 
4. That Bank Or Post Office Account Should Have An Aadhaar Card And Mobile Link.
5. Beneficiaries With Government Pension Will Not Get The Benefit Of Atal Pension Scheme.

Benefits Of The Scheme:

1. Regular Pension: Monthly Pension Is Received After The Age Of 60 Years.
2. Government Assistance: The Government Provides Assistance Under The Scheme.
3. No Risk: Pension Is Guaranteed By The Government.
4. Beneficial For Family: After The Death Of The Member, The Spouse Or Nominee Gets The Benefit.
5. Tax Benefits: Investing In This Scheme Provides Tax Exemption.

Objectives Of The Scheme:

1. To Provide Financial Security And Pension In Old Age.
2. To Encourage People Working In The Unorganized Sector To Take Up Pension.
3. To Deposit Till The Age Of 60 Years To Get Pension Benefits As Decided By The Central Government.

Contribution:

1. A Monthly Pension Of Up To Rs 1000, ₹2000, ₹3000, ₹4000 Or ₹5000 Can Be Availed Under The Scheme.
2. Contribution For Pension Is Decided As Per The Age And Pension Chosen.
3. If A Person Joins At The Age Of 18, Then He Will Have To Contribute Less, While If The Age Is Higher, The Contribution Will Be Higher.

Required Documents:

1. Address Proof
2. Income Certificate
3. Pan Card
4. Aadhar Card
5. Age Certificate
6. Passport Size Photo
7. Mobile Number
8. Bank Passbook Etc.

How to Apply: 

1. Go To The Bank Or Post Office To: Fill The Form Visit The Nearest Government Bank Or Post Office.
2. Get The Form For Atal Pension Yojana: Fill The Information In The Form Fill In The Name, Date Of Birth, Mobile Number, Aadhaar Number, Bank Account Details, And Nominee Information.
3. Write The Selected Pension Amount.
4. Attach The Required Documents With The Form: Aadhaar Card And Age Proof (Self-attested Copy).
5. Submit The Form To The Bank/post Office: After Submitting The Form, An Automatic Debit Will Be Set Up From The Bank.
6. Every Month Your Contribution Will Be Automatically Deducted From Your Bank Account.
7. Get Confirmation And PRAN Number: After Registration, You Will Get Pran (Permanent Retirement Account Number).
8. You Will Be Informed Through Sms/email For Registration Confirmation.

Important Notes:

1. If The Customer Reaches The Age Of 60 Years, He Will Get The Selected Pension.
2. If The Customer Leaves The Scheme In The Middle, The Refund Will Be Available As Per The Government Rules.
3. Tax Benefit Is Also Available.

Important Links:

Atal Pension Yojana Pdf  Registration Form: Click Here

Pension Fund Regulatory And Development Authority: Click Here

Atal Pension Yojana Helpline Number: 1800 110 069

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Parmar Savan

Hello Readers,I Am Parmar Savan.I Would Like to Write Education Article.I Primarily Provide Authentic And Valuable Content to Our Readers.

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